SAFRA DBS Credit/Debit Cards

SAFRA DBS Credit CardSAFRA-Cards-Silver
           SAFRA DBS Credit Card            SAFRA DBS Debit Card
  • 3% cash rebate on all local Mastercard contactless & online transactions (with a min. spend of S$500 in a calendar month).              
  • 2% cash rebate on all local Mastercard contactless transaction & 1% cash rebate on online shopping (with a min. spend of S$400 in a calendar month).
  • No minimum spend required for Full Time National Servicemen (NSF) to earn up to 2% cash rebate, provided the salary crediting DBS/POSB account is tagged to employer MINDEF or SAF. 
  • Enjoy 0.3% cash rebate on all other purchases.
  • No Credit/Debit Card Annual Fees. SAFRA Membership Fees apply.
  • Doubles up as your SAFRA Membership Card with Credit/Debit, ATM and Mastercard contactless capabilities.
  • Earn SAFRAPOINTS at participating merchants at SAFRA clubs on top of SAFRA$ cash rebate.
  • Benefits at over 1,800 outlets across SAFRA and DBS networks.
  • Convenient Transport Card – Tap & SimplyGo! for all bus and train rides. No top-ups required.

On-going Promotions

1. SAFRA DBS Credit Card


Enjoy Up To S$250 Cash Rebate* with SAFRA DBS Credit Card! 

Promotion Period: 1 Oct - 31 Dec 2020

Apply online for your SAFRA DBS Credit Card by 31 Dec 2020 and charge a min. of S$500 per month in the first 2 months from card approval date.


New DBS/POSB Credit Cardmembers^   Existing DBS/POSB Credit Cardmembers
Welcome Gift S$150 Cash Rebate S$50 Cash Rebate
Up to 3% Cash Rebate on all spend Up to S$100 Cash Rebate
(capped at S$50 Cash Rebate per month)
Total Up to S$250 Cash Rebate Up to S$150 Cash Rebate

* Terms and conditions apply. Cash rebate will be rewarded in the form of SAFRA$ cash rebate.

^ Refers to SAFRA members who are currently not holding on to any DBS/POSB Credit Card and/or have not cancelled any DBS/POSB Credit Card within the last 12 months at point of SAFRA DBS Credit Card application.  

For more details and full terms and conditions, click here.


2. SAFRA DBS Debit Card

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NSFs Exclusive!

Apply for your SAFRA DBS Debit Card and enjoy 20% Cash Rebate* on your Transport Spend!

Promotion Period: 1 Jul - 31 Dec 2020

Exclusively for NSF members!

Enjoy upsized rewards of 20% cash rebate on your transport spend when you apply online for the SAFRA DBS Debit Card by 31 Dec 2020! Simply charge a min. of S$200 per month in the first 3 months from card approval date.

The SAFRA DBS Debit Card doubles up as your SAFRA Membership Card with no Debit Card annual fees! 

*Terms and conditions apply. Eligible transport spend includes Bus/Train rides via Simplygo, Go-Jek, Ryde and ComfortDelGro taxi. Cash rebate will be rewarded in the form of SAFRA$ cash rebate.

For more details and full terms and conditions, click here.

Also, find out more about using your SAFRA DBS Debit Card for bus/train rides via SimplyGo.

DBS/POSB Mastercard Priceless® Singapore 2020 Lucky Draw 

Promotion Period: 1 Sep 2020 - 31 Dec 2020

From 1 Sep to 31 Dec 20, simply charge a minimum of S$500 per calendar month on your SAFRA DBS Credit/Debit Card and earn chances to win!

Not yet a SAFRA DBS cardmember? Apply and spend with your SAFRA DBS Credit/Debit Card by 31 Dec 2020 to earn additional chances to be 1 of the 110 lucky ones to win exclusive experiences of up to US$15,000.

Here's how to earn chances to win:

  • 10 chances - New DBS/POSB Mastercard Card approved via DBS digital channels
  • 4 chances - For every S$50 spent on electronics and local transportation including SimplyGo and ride-hailing services
  • 1 chance - For every S$50 spent

Prize Details

Grand Prize (10 winners) worth US$15,000 Standard Prize (100 winners) worth US$1,000

Each grand prize is strictly inclusive of two (2) adults (aged 18 or above and two (2) children (aged 12 or below).


Prize consists of:

  • Two-night stay at Capella Singapore's Two-bedroom pool villa, includes breakfast
  • Bepoke wellness treatment at Auriga Spa (90 mins)
  • Bespoke Dinner menu at the Knolls paired with wine & cocktails
  • A Priceless Surprise 
  • A Private Chartered Day Cruise with food and cocktails/mocktails prepared by award winning chef and mixologist onboard
  • Limousine Transport Service will be provided (from home in-between Experiences and back home)

Each standard prize is strictly inclusive of two (2) persons.


Prize consists of:

  • Menu with beverage at Les Amis inclusive of two (2) persons
  • Meet & Greet with Chef 

Existing SAFRA DBS cardmembers please register for the promotion via the "Register Now" button on DBS's website.

Registration is not required for new SAFRA DBS cardmembers who have successfully applied for the SAFRA DBS Credit/Debit Card during the promotion period as there will be automatic enrollment for the promotion from the month of card approval.

For full details and T&Cs on the DBS/POSB Mastercard® Priceless Experiences 2020 Lucky Draw, please click here.  

Ways to Redeem Your SAFRA$ Cash Rebate

Instant Redemption:

Simply offset your purchases on the spot at any of our SAFRA Clubs and participating merchants island-wide.

Online Redemption:

  • SAFRA DBS Credit Card: Login to DBS iBanking to offset your credit card bill or redeem for KrisFlyer miles.
  • SAFRA DBS Debit Card: Login to DBS iBanking and redeem SAFRA$ to be credited to the Current/Savings Account linked to your SAFRA DBS Debit Card.

For more information, click here.

Know About Your Membership Expiry

SAFRA Membership Expiry Date

Important Notes

Please note that the average processing time of your SAFRA DBS Credit or Debit Card would be approximately 4-6 weeks, subject to submission of all required forms and documents. Within 2 weeks of your application, DBS would notify you (either by mail or phone) on your application. If you are not contacted by DBS within 2 weeks, please email Alternatively, you may call DBS Cards hotline at 1800 111 1111.

For Dependent members, application for SAFRA DBS Supplementary Credit Card will only be processed once Principal member’s SAFRA DBS Credit Card is approved. For eligibility, please refer to SAFRA DBS Credit Card FAQ.

Not Yet a SAFRA Member?

Sign up for your SAFRA Membership and apply online for the SAFRA DBS Credit/Debit card. This doubles up as your SAFRA Membership card, with no credit or debit card annual fees.

For information of the latest SAFRA Membership Promotions, click here.